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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,240 | $92,684+118.2% | $82,706+144.5% | $134,509+50.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -25.40% | 945.84%-971.2pp | 701.76%-727.2pp | 418.13%-443.5pp |
| Employer contribution / active EE | $1,319 | $3,272-59.7% | $3,007-56.1% | $4,741-72.2% |
| Participant deferral / active EE | $3,497 | $4,800-27.2% | $4,394-20.4% | $6,400-45.4% |
| Admin fee / account holder | $6,187 | $5,982+3.4% | $5,329+16.1% | $11,427-45.9% |