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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,334 | $99,995-92.7% | $85,063-91.4% | $145,978-95.0% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 17.47% | 83.99%-66.5pp | 66.54%-49.1pp | 550.52%-533.0pp |
| Employer contribution / active EE | $881 | $3,231-72.7% | $2,727-67.7% | $4,662-81.1% |
| Participant deferral / active EE | $1,810 | $5,295-65.8% | $4,523-60.0% | $6,690-72.9% |
| Admin fee / account holder | $768 | $7,255-89.4% | $6,155-87.5% | $13,400-94.3% |