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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,395 | $162,812+10.8% | $133,971+34.7% | $158,966+13.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 0.00% | 41.94%-41.9pp | 45.09%-45.1pp | 302.95%-302.9pp |
| Employer contribution / active EE | $643 | $4,976-87.1% | $3,919-83.6% | $4,762-86.5% |
| Participant deferral / active EE | $2,676 | $5,910-54.7% | $5,047-47.0% | $5,983-55.3% |
| Admin fee / account holder | $769 | $11,741-93.4% | $8,929-91.4% | $11,250-93.2% |