Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,804 | $59,819-97.0% | $79,583-97.7% | $68,490-97.4% |
| Participation rate | 59.0% | 61.1%-2.1pp | 69.5%-10.5pp | 67.9%-8.9pp |
| Annual return | -134.29% | -12.30%-122.0pp | 0.16%-134.5pp | -7.85%-126.4pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,414-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,798 | $3,025-40.5% | $3,986-54.9% | $4,028-55.4% |
| Admin fee / account holder | $931 | $4,835-80.7% | $6,835-86.4% | $5,403-82.8% |