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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,930 | $167,362+168.8% | $143,799+212.9% | $134,532+234.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.34% | 0.47%-20.8pp | -0.04%-20.3pp | 418.27%-438.6pp |
| Employer contribution / active EE | $40,500 | $5,620+620.6% | $4,952+717.8% | $4,741+754.2% |
| Participant deferral / active EE | $22,125 | $6,447+243.2% | $5,638+292.4% | $6,401+245.7% |
| Admin fee / account holder | $2,027 | $18,094-88.8% | $14,677-86.2% | $11,429-82.3% |