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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,587 | $129,960-78.0% | $104,299-72.6% | $134,545-78.8% |
| Participation rate | 20.0% | 79.5%-59.5pp | 73.3%-53.3pp | 81.2%-61.2pp |
| Annual return | -24.79% | 42.06%-66.8pp | 24.62%-49.4pp | 418.37%-443.2pp |
| Employer contribution / active EE | $858 | $4,186-79.5% | $3,373-74.6% | $4,742-81.9% |
| Participant deferral / active EE | $2,810 | $5,589-49.7% | $4,626-39.3% | $6,401-56.1% |
| Admin fee / account holder | $94 | $9,324-99.0% | $7,339-98.7% | $11,431-99.2% |