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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,423 | $138,102-86.7% | $125,381-85.3% | $134,532-86.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.69% | 750.73%-774.4pp | 572.31%-596.0pp | 418.27%-442.0pp |
| Employer contribution / active EE | $2,841 | $5,245-45.8% | $4,815-41.0% | $4,741-40.1% |
| Participant deferral / active EE | $10,429 | $7,801+33.7% | $7,448+40.0% | $6,401+62.9% |
| Admin fee / account holder | $1,023 | $11,568-91.2% | $10,007-89.8% | $11,429-91.1% |