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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,515 | $27,632-65.6% | $61,452-84.5% | $68,486-86.1% |
| Participation rate | 15.1% | 39.5%-24.4pp | 52.6%-37.5pp | 67.9%-52.8pp |
| Annual return | -25.85% | -13.24%-12.6pp | 338.96%-364.8pp | -7.85%-18.0pp |
| Employer contribution / active EE | $326 | $696-53.2% | $1,160-71.9% | $2,597-87.5% |
| Participant deferral / active EE | $1,019 | $1,264-19.3% | $2,125-52.0% | $4,028-74.7% |
| Admin fee / account holder | $20 | $2,010-99.0% | $2,131-99.0% | $5,404-99.6% |