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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $14,974 |
Service code 22 · EIN 95-3845382 | Insurance Broker | $10,711 |
Filed as: CETERA FINANCIAL GROUP Service code 22 · EIN 30-0588666 | Insurance Broker | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,622 | $75,183-73.9% | $123,894-84.2% | $55,167-64.4% |
| Participation rate | 83.2% | 72.8%+10.4pp | 81.4%+1.8pp | 69.0%+14.2pp |
| Annual return | 10.82% | 19.01%-8.2pp | 47.52%-36.7pp | 169.23%-158.4pp |
| Employer contribution / active EE | $0 | $2,823-100.0% | $4,617-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $5,513 | $5,084+8.4% | $5,984-7.9% | $3,054+80.5% |
| Admin fee / account holder | $111 | $663-83.2% | $8,357-98.7% | $504-78.0% |