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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,256 | $138,072-49.1% | $123,549-43.1% | $135,382-48.1% |
| Participation rate | 81.3% | 84.7%-3.5pp | 82.3%-1.0pp | 82.6%-1.4pp |
| Annual return | -11.05% | 153.69%-164.7pp | 119.20%-130.3pp | 519.77%-530.8pp |
| Employer contribution / active EE | $5,743 | $5,152+11.5% | $4,628+24.1% | $4,779+20.2% |
| Participant deferral / active EE | $5,292 | $6,799-22.2% | $6,426-17.6% | $5,609-5.6% |
| Admin fee / account holder | $1,559 | $10,917-85.7% | $9,284-83.2% | $10,829-85.6% |