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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,595 | $47,848-13.1% | $81,473-48.9% | $70,124-40.7% |
| Participation rate | 72.4% | 58.3%+14.1pp | 68.0%+4.4pp | 69.5%+2.8pp |
| Annual return | 2.74% | 27.25%-24.5pp | 38.78%-36.0pp | 73.14%-70.4pp |
| Employer contribution / active EE | $2,143 | $1,527+40.3% | $2,568-16.6% | $2,342-8.5% |
| Participant deferral / active EE | $4,511 | $2,453+83.9% | $3,537+27.5% | $3,332+35.4% |
| Admin fee / account holder | $10,044 | $3,145+219.4% | $4,561+120.2% | $4,645+116.2% |