Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,986 | $64,716+22.1% | $112,258-29.6% | $68,495+15.3% |
| Participation rate | 31.8% | 67.2%-35.3pp | 75.1%-43.2pp | 67.9%-36.1pp |
| Annual return | -13.42% | -11.40%-2.0pp | 27.47%-40.9pp | -7.84%-5.6pp |
| Employer contribution / active EE | $1,051 | $2,746-61.7% | $3,636-71.1% | $2,596-59.5% |
| Participant deferral / active EE | $2,304 | $3,565-35.4% | $4,728-51.3% | $4,028-42.8% |
| Admin fee / account holder | $2,756 | $5,232-47.3% | $6,411-57.0% | $5,403-49.0% |