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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,848 | $57,350-67.1% | $83,850-77.5% | $64,181-70.6% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -10.87% | 11.38%-22.3pp | 850.92%-861.8pp | 7.63%-18.5pp |
| Employer contribution / active EE | $3,153 | $2,545+23.9% | $3,631-13.2% | $2,381+32.4% |
| Participant deferral / active EE | $161 | $2,993-94.6% | $4,082-96.1% | $3,470-95.4% |
| Admin fee / account holder | $1,968 | $4,046-51.4% | $5,478-64.1% | $4,887-59.7% |