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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,223 | $165,399-38.2% | $149,745-31.7% | $158,982-35.7% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 13.53% | 348.34%-334.8pp | 276.72%-263.2pp | 302.99%-289.5pp |
| Employer contribution / active EE | $2,094 | $5,105-59.0% | $4,646-54.9% | $4,763-56.0% |
| Participant deferral / active EE | $3,958 | $7,183-44.9% | $6,843-42.2% | $5,983-33.8% |
| Admin fee / account holder | $2,987 | $10,811-72.4% | $9,312-67.9% | $11,252-73.5% |