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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,364 | $180,466+8.3% | $154,114+26.8% | $135,382+44.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.15% | 888.15%-898.3pp | 735.16%-745.3pp | 519.77%-529.9pp |
| Employer contribution / active EE | $5,631 | $6,035-6.7% | $5,298+6.3% | $4,779+17.8% |
| Participant deferral / active EE | $12,307 | $5,806+111.9% | $5,081+142.2% | $5,609+119.4% |
| Admin fee / account holder | $3,829 | $16,144-76.3% | $13,411-71.4% | $10,829-64.6% |