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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $93,236 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,749 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,446 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,729 | $55,437+85.3% | $155,534-34.0% | $74,459+38.0% |
| Participation rate | 80.5% | 61.9%+18.6pp | 78.2%+2.3pp | 67.2%+13.3pp |
| Annual return | 12.61% | 269.58%-257.0pp | 64.92%-52.3pp | 1369.70%-1357.1pp |
| Employer contribution / active EE | $4,378 | $2,266+93.2% | $4,675-6.4% | $2,626+66.7% |
| Participant deferral / active EE | $5,850 | $2,837+106.2% | $5,630+3.9% | $4,350+34.5% |
| Admin fee / account holder | $444 | $1,742-74.5% | $15,900-97.2% | $1,945-77.2% |