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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 49 · EIN 04-1590850 | Other Services | $106,389 |
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 27 · EIN 41-1416330 | Advisory (Plan) | $78,913 |
Filed as: MORGAN STANLEY Service code 33 VENABLE CANTEY PRUITT AND SEXTON · KNOXVILLE, TN 37919 | Investment management fees paid direc... | $16,867 |
ALLIANCE BENEFIT GROUP1 year Filed as: ALLIANCE BENEFIT GROUP SOUTHWEST Service code 13 · EIN 38-3944313 | Contract Administrator | $4,958 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO, INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $229 |
AMERICAN FUNDS2 years Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO Service code 59 | Shareholder Servicing | $0 |
DIAMOND HILL2 years Service code 52 · EIN 31-6547095 | Indirect Investment Fees | $0 |
DODGE & COX2 years Service code 52 · EIN 94-6067274 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON2 years Service code 52 · EIN 59-6865210 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,445 | $37,196+215.7% | $154,111-23.8% | $55,725+110.8% |
| Participation rate | 98.4% | 64.1%+34.3pp | 83.0%+15.4pp | 70.9%+27.6pp |
| Annual return | -4.95% | 1319.68%-1324.6pp | 735.18%-740.1pp | 244.93%-249.9pp |
| Employer contribution / active EE | $6,585 | $1,614+308.0% | $5,298+24.3% | $2,078+216.9% |
| Participant deferral / active EE | $4,028 | $2,068+94.8% | $5,081-20.7% | $3,356+20.1% |
| Admin fee / account holder | $429 | $102+322.0% | $13,411-96.8% | $115+272.3% |