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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,888 | $282,059-78.8% | $213,469-71.9% | $154,746-61.3% |
| Participation rate | 57.9% | 82.7%-24.8pp | 77.1%-19.2pp | 80.7%-22.8pp |
| Annual return | 17.05% | 20.90%-3.8pp | 20.58%-3.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,660 | $6,189-73.2% | $4,994-66.8% | $4,379-62.1% |
| Participant deferral / active EE | $4,197 | $8,186-48.7% | $6,841-38.6% | $6,730-37.6% |
| Admin fee / account holder | $14,076 | $37,435-62.4% | $27,141-48.1% | $14,365-2.0% |