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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,104 | $93,346-52.8% | $71,796-38.6% | $273,972-83.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | -3.63% | 130.39%-134.0pp | 78.04%-81.7pp | 41.46%-45.1pp |
| Employer contribution / active EE | $2,176 | $2,733-20.4% | $1,924+13.1% | $4,869-55.3% |
| Participant deferral / active EE | $2,453 | $3,475-29.4% | $2,794-12.2% | $5,287-53.6% |
| Admin fee / account holder | $4,439 | $6,571-32.4% | $4,815-7.8% | $10,133-56.2% |