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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,796 | $63,346+44.9% | $92,239-0.5% | $70,124+30.9% |
| Participation rate | 74.6% | 68.7%+5.9pp | 76.5%-1.9pp | 69.5%+5.0pp |
| Annual return | 6.69% | 530.19%-523.5pp | 176.29%-169.6pp | 73.14%-66.5pp |
| Employer contribution / active EE | $1,349 | $2,471-45.4% | $3,680-63.3% | $2,342-42.4% |
| Participant deferral / active EE | $4,249 | $2,854+48.9% | $3,897+9.0% | $3,332+27.5% |
| Admin fee / account holder | $24,971 | $3,841+550.2% | $5,194+380.8% | $4,645+437.5% |