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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,347 | $56,894+67.6% | $84,753+12.5% | $62,881+51.6% |
| Participation rate | 81.4% | 68.5%+12.8pp | 76.6%+4.8pp | 69.3%+12.1pp |
| Annual return | -1.57% | 6.30%-7.9pp | 22.78%-24.3pp | 20.14%-21.7pp |
| Employer contribution / active EE | $1,458 | $2,400-39.2% | $3,574-59.2% | $2,281-36.1% |
| Participant deferral / active EE | $4,795 | $2,709+77.0% | $3,712+29.2% | $3,203+49.7% |
| Admin fee / account holder | $582 | $3,581-83.7% | $5,333-89.1% | $4,296-86.5% |