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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,480 | $110,240+47.4% | $96,544+68.3% | $139,487+16.5% |
| Participation rate | 69.2% | 78.1%-8.9pp | 76.0%-6.8pp | 80.3%-11.1pp |
| Annual return | 13.02% | 26.41%-13.4pp | 25.88%-12.9pp | 373.84%-360.8pp |
| Employer contribution / active EE | $1,509 | $3,622-58.3% | $2,966-49.1% | $4,755-68.3% |
| Participant deferral / active EE | $2,885 | $5,549-48.0% | $4,851-40.5% | $6,713-57.0% |
| Admin fee / account holder | $1,475 | $11,602-87.3% | $8,254-82.1% | $11,407-87.1% |