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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,282 | $124,346+41.0% | $111,306+57.5% | $167,553+4.6% |
| Participation rate | 81.8% | 79.6%+2.2pp | 77.3%+4.5pp | 82.1%-0.3pp |
| Annual return | 8.13% | 37.46%-29.3pp | 54.67%-46.5pp | 478.89%-470.8pp |
| Employer contribution / active EE | $1,625 | $3,438-52.7% | $2,732-40.5% | $4,840-66.4% |
| Participant deferral / active EE | $2,806 | $5,182-45.8% | $4,488-37.5% | $6,343-55.8% |
| Admin fee / account holder | $319 | $10,623-97.0% | $7,966-96.0% | $12,316-97.4% |