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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,409 | $69,383-60.5% | $101,264-72.9% | $73,493-62.7% |
| Participation rate | 68.3% | 68.4%-0.1pp | 75.8%-7.5pp | 70.7%-2.4pp |
| Annual return | 13.56% | 18.46%-4.9pp | 46.48%-32.9pp | 28.51%-15.0pp |
| Employer contribution / active EE | $1,124 | $2,628-57.2% | $3,660-69.3% | $2,270-50.5% |
| Participant deferral / active EE | $2,033 | $3,301-38.4% | $4,370-53.5% | $3,740-45.7% |
| Admin fee / account holder | $4,641 | $704+559.4% | $5,947-22.0% | $513+804.5% |