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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,938 | $132,310+156.9% | $105,754+221.4% | $273,972+24.1% |
| Participation rate | 95.7% | 83.2%+12.5pp | 78.9%+16.7pp | 83.0%+12.6pp |
| Annual return | 6.30% | 10.08%-3.8pp | 12.25%-6.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $17,146 | $4,867+252.3% | $4,079+320.4% | $4,869+252.2% |
| Participant deferral / active EE | $7,694 | $6,233+23.4% | $5,326+44.5% | $5,287+45.5% |
| Admin fee / account holder | $2,355 | $12,036-80.4% | $8,309-71.7% | $10,133-76.8% |