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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,775 | $84,236+95.6% | $170,439-3.3% | $70,124+135.0% |
| Participation rate | 92.7% | 70.8%+21.9pp | 83.6%+9.1pp | 69.5%+23.1pp |
| Annual return | 9.82% | 23.06%-13.2pp | 205.94%-196.1pp | 73.14%-63.3pp |
| Employer contribution / active EE | $8,714 | $3,387+157.3% | $5,433+60.4% | $2,342+272.0% |
| Participant deferral / active EE | $5,808 | $3,086+88.2% | $4,939+17.6% | $3,332+74.3% |
| Admin fee / account holder | $106,741 | $5,698+1773.2% | $13,881+669.0% | $4,645+2197.8% |