Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,017 | $91,198-87.9% | $178,503-93.8% | $79,856-86.2% |
| Participation rate | 61.1% | 69.2%-8.1pp | 81.9%-20.8pp | 69.6%-8.5pp |
| Annual return | 6.80% | 24.20%-17.4pp | 151.12%-144.3pp | 31.71%-24.9pp |
| Employer contribution / active EE | $743 | $3,257-77.2% | $5,011-85.2% | $2,471-70.0% |
| Participant deferral / active EE | $427 | $3,237-86.8% | $5,202-91.8% | $3,741-88.6% |
| Admin fee / account holder | $609 | $6,748-91.0% | $13,987-95.6% | $5,306-88.5% |