Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
TRUST PARTNER1 year Service code 27 · EIN 47-1566880 | Advisory (Plan) | $14,760 |
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $11,084 |
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $98 |
RELIANCE TRUST COMPANY2 years Filed as: RELIANCE Service code 19 · EIN 25-1838406 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,450 | $69,383-8.6% | $101,275-37.3% | $73,497-13.7% |
| Participation rate | 29.8% | 68.4%-38.6pp | 75.8%-46.0pp | 70.7%-40.9pp |
| Annual return | 6.87% | 18.46%-11.6pp | 46.48%-39.6pp | 28.51%-21.6pp |
| Employer contribution / active EE | $0 | $2,628-100.0% | $3,660-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $1,432 | $3,301-56.6% | $4,371-67.2% | $3,740-61.7% |
| Admin fee / account holder | $394 | $704-44.0% | $5,948-93.4% | $513-23.2% |