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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,809 | $88,702-95.7% | $81,780-95.3% | $145,978-97.4% |
| Participation rate | 64.3% | 75.0%-10.8pp | 72.4%-8.1pp | 80.3%-16.0pp |
| Annual return | 33.25% | 1029.12%-995.9pp | 776.27%-743.0pp | 550.52%-517.3pp |
| Employer contribution / active EE | $788 | $3,084-74.4% | $2,914-72.9% | $4,662-83.1% |
| Participant deferral / active EE | $788 | $4,645-83.0% | $4,321-81.8% | $6,690-88.2% |
| Admin fee / account holder | $863 | $8,414-89.7% | $7,384-88.3% | $13,400-93.6% |