Retirement plan

GRADUATE SCHOOL OF BANKING AT COLORADO QUALIFIED RETIREMENT PLAN

Name: GRADUATE SCHOOL OF BANKING UNIVERSITY OF COLORADO - GRADUATE SCHOOL OF BANKING AT COLORADO QUALIFIED RETIREMENT PLAN (2022) Form 5500
Creator: GRADUATE SCHOOL OF BANKING UNIVERSITY OF COLORADO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GRADUATE SCHOOL OF BANKING AT COLORADO QUALIFIED RETIREMENT PLAN, GRADUATE SCHOOL OF BANKING UNIVERSITY OF COLORADO

GRADUATE SCHOOL OF BANKING UNIVERSITY OF COLORADOEIN 84-6024048Plan #001PY 2022

11000 WESTMOOR CIRCLE, SUITE 180 - WESTMINSTER, CO 80021303-492-6130gsbcolorado.orgLinkedIn11-50 employeeseducation management

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$379K

-16.8% from 2021

Total participants

0.0% from 2021

Average account balance

$54,190

-16.8% from 2021

Annual return

-27.47%

-59.79 pp from 2021

Benchmarks

See 6,939 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort6,939 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$981K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$196K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$76K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$11K

$2287 / participant

Other / not subdivided$11K100.0%

% of EOY assets

3.014%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,190

$67,352-19.5%

$60,899-11.0%

$134,509-59.7%

Participation rate

100.0%

76.2%+23.8pp

73.1%+26.9pp

81.2%+18.8pp

Annual return

-27.47%

49.99%-77.5pp

16.92%-44.4pp

418.13%-445.6pp

Employer contribution / active EE

$11,992

$3,098+287.1%

$2,702+343.7%

$4,741+153.0%

Participant deferral / active EE

$4,539-100.0%

$3,817-100.0%

$6,400-100.0%

Admin fee / account holder

$1,633

$4,585-64.4%

$3,225-49.4%

$11,427-85.7%

GRADUATE SCHOOL OF BANKING AT COLORADO QUALIFIED RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GRADUATE SCHOOL OF BANKING AT COLORADO QUALIFIED RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion