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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 41-0417830 | Accounting | $49,037 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,238 | $46,325-2.3% | $143,788-68.5% | $64,814-30.2% |
| Participation rate | 69.8% | 64.2%+5.5pp | 80.3%-10.6pp | 71.5%-1.7pp |
| Annual return | -14.48% | -10.05%-4.4pp | -0.03%-14.4pp | 32.84%-47.3pp |
| Employer contribution / active EE | $1,883 | $1,911-1.5% | $4,952-62.0% | $2,507-24.9% |
| Participant deferral / active EE | $3,807 | $2,647+43.8% | $5,638-32.5% | $4,310-11.7% |
| Admin fee / account holder | $208 | $154+34.9% | $14,675-98.6% | $188+10.5% |