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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,504 | $75,541-62.3% | $152,093-81.3% | $82,637-65.5% |
| Participation rate | 61.8% | 66.5%-4.7pp | 77.8%-15.9pp | 68.1%-6.2pp |
| Annual return | 24.74% | 32.56%-7.8pp | 66.36%-41.6pp | 53.51%-28.8pp |
| Employer contribution / active EE | $1,844 | $2,622-29.7% | $4,175-55.8% | $2,552-27.7% |
| Participant deferral / active EE | $4,035 | $3,206+25.9% | $5,451-26.0% | $4,126-2.2% |
| Admin fee / account holder | $787 | $6,405-87.7% | $14,497-94.6% | $7,339-89.3% |