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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,091 | $59,107-66.0% | $86,439-76.8% | $68,495-70.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | 213.29% | -0.23%+213.5pp | 4395.55%-4182.3pp | -7.84%+221.1pp |
| Employer contribution / active EE | $5,606 | $2,519+122.6% | $3,769+48.8% | $2,596+115.9% |
| Participant deferral / active EE | $9,178 | $5,901+55.5% | $6,952+32.0% | $4,028+127.9% |
| Admin fee / account holder | $430 | $5,637-92.4% | $6,732-93.6% | $5,403-92.0% |