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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,498 | $184,014+68.2% | $161,149+92.1% | $138,895+122.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 12.16% | 21.52%-9.4pp | 21.16%-9.0pp | 145.39%-133.2pp |
| Employer contribution / active EE | $15,511 | $5,055+206.8% | $4,360+255.7% | $4,194+269.8% |
| Participant deferral / active EE | $10,044 | $6,909+45.4% | $6,153+63.2% | $6,396+57.0% |
| Admin fee / account holder | $66,382 | $18,027+268.2% | $15,194+336.9% | $12,562+428.4% |