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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,911 | $154,754-89.1% | $124,206-86.4% | $138,895-87.8% |
| Participation rate | 63.6% | 75.5%-11.8pp | 69.6%-5.9pp | 79.9%-16.3pp |
| Annual return | 15.00% | 709.28%-694.3pp | 515.27%-500.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $0 | $4,446-100.0% | $3,540-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $6,456 | $4,621+39.7% | $3,968+62.7% | $6,396+0.9% |
| Admin fee / account holder | $215 | $6,690-96.8% | $5,929-96.4% | $12,562-98.3% |