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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,796 | $159,978-84.5% | $147,041-83.1% | $145,978-83.0% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 14.13% | 98.36%-84.2pp | 419.21%-405.1pp | 550.52%-536.4pp |
| Employer contribution / active EE | $3,511 | $5,288-33.6% | $4,935-28.9% | $4,662-24.7% |
| Participant deferral / active EE | $5,301 | $8,429-37.1% | $8,071-34.3% | $6,690-20.8% |
| Admin fee / account holder | $1,075 | $15,053-92.9% | $13,006-91.7% | $13,400-92.0% |