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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,344 | $148,629-46.6% | $135,982-41.7% | $139,487-43.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.52% | 79.33%-58.8pp | 68.32%-47.8pp | 373.84%-353.3pp |
| Employer contribution / active EE | $13,334 | $5,247+154.2% | $4,859+174.4% | $4,755+180.4% |
| Participant deferral / active EE | $22,361 | $8,102+176.0% | $7,760+188.2% | $6,713+233.1% |
| Admin fee / account holder | $7,862 | $12,406-36.6% | $10,767-27.0% | $11,407-31.1% |