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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,236 | $217,427-95.3% | $185,837-94.5% | $167,518-93.9% |
| Participation rate | 86.7% | 86.0%+0.6pp | 81.7%+5.0pp | 82.1%+4.6pp |
| Annual return | 20.88% | 148.39%-127.5pp | 122.08%-101.2pp | 478.71%-457.8pp |
| Employer contribution / active EE | $2,197 | $5,874-62.6% | $5,168-57.5% | $4,838-54.6% |
| Participant deferral / active EE | $5,240 | $6,357-17.6% | $5,568-5.9% | $6,342-17.4% |
| Admin fee / account holder | $600 | $19,816-97.0% | $16,241-96.3% | $12,312-95.1% |