Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,087 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,097 | $65,453-14.3% | $86,698-35.3% | $66,938-16.2% |
| Participation rate | 48.8% | 75.5%-26.7pp | 76.6%-27.8pp | 69.8%-21.1pp |
| Annual return | -13.51% | -10.89%-2.6pp | 35.95%-49.5pp | 1.58%-15.1pp |
| Employer contribution / active EE | $0 | $2,154-100.0% | $2,837-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $2,363 | $4,102-42.4% | $4,656-49.2% | $4,238-44.2% |
| Admin fee / account holder | $50 | $642-92.2% | $7,493-99.3% | $594-91.6% |