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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,311 | $160,040-35.4% | $147,096-29.8% | $145,877-29.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.69% | 98.49%-88.8pp | 419.75%-410.1pp | 551.28%-541.6pp |
| Employer contribution / active EE | $8,587 | $5,289+62.3% | $4,936+74.0% | $4,663+84.2% |
| Participant deferral / active EE | $5,508 | $8,429-34.7% | $8,071-31.8% | $6,691-17.7% |
| Admin fee / account holder | $475 | $15,050-96.8% | $13,005-96.3% | $13,402-96.5% |