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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,854 | $138,102+115.7% | $125,381+137.6% | $134,532+121.4% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -15.45% | 750.73%-766.2pp | 572.31%-587.8pp | 418.27%-433.7pp |
| Employer contribution / active EE | $4,596 | $5,245-12.4% | $4,815-4.6% | $4,741-3.1% |
| Participant deferral / active EE | $6,946 | $7,801-11.0% | $7,448-6.7% | $6,401+8.5% |
| Admin fee / account holder | $1,647 | $11,568-85.8% | $10,007-83.5% | $11,429-85.6% |