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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,722 | $138,078-85.0% | $125,363-83.5% | $134,509-84.6% |
| Participation rate | 25.0% | 84.5%-59.5pp | 82.4%-57.4pp | 81.2%-56.2pp |
| Annual return | -24.10% | 750.49%-774.6pp | 572.15%-596.3pp | 418.13%-442.2pp |
| Employer contribution / active EE | $2,611 | $5,245-50.2% | $4,815-45.8% | $4,741-44.9% |
| Participant deferral / active EE | $2,611 | $7,800-66.5% | $7,447-64.9% | $6,400-59.2% |
| Admin fee / account holder | $0 | $11,566-100.0% | $10,005-100.0% | $11,427-100.0% |