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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,987 | $162,136-72.3% | $152,301-70.5% | $154,746-70.9% |
| Participation rate | 72.2% | 84.1%-11.9pp | 82.4%-10.2pp | 80.7%-8.5pp |
| Annual return | 18.59% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $3,387 | $4,890-30.7% | $4,624-26.8% | $4,379-22.6% |
| Participant deferral / active EE | $5,444 | $8,341-34.7% | $8,004-32.0% | $6,730-19.1% |
| Admin fee / account holder | $3,130 | $15,759-80.1% | $14,398-78.3% | $14,365-78.2% |