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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,415 | $148,623-79.5% | $135,974-77.6% | $139,466-78.2% |
| Participation rate | 73.7% | 83.9%-10.2pp | 81.9%-8.2pp | 80.3%-6.6pp |
| Annual return | 32.88% | 79.30%-46.4pp | 68.30%-35.4pp | 373.66%-340.8pp |
| Employer contribution / active EE | $4,756 | $5,246-9.3% | $4,859-2.1% | $4,7540% |
| Participant deferral / active EE | $8,080 | $8,103-0.3% | $7,760+4.1% | $6,712+20.4% |
| Admin fee / account holder | $4,709 | $12,406-62.0% | $10,767-56.3% | $11,409-58.7% |