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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,346 | $160,040-77.3% | $147,096-75.3% | $145,877-75.1% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.7pp |
| Annual return | 22.79% | 98.49%-75.7pp | 419.75%-397.0pp | 551.28%-528.5pp |
| Employer contribution / active EE | $8,796 | $5,289+66.3% | $4,936+78.2% | $4,663+88.6% |
| Participant deferral / active EE | $12,527 | $8,429+48.6% | $8,071+55.2% | $6,691+87.2% |
| Admin fee / account holder | $3,781 | $15,050-74.9% | $13,005-70.9% | $13,402-71.8% |