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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,194 | $94,031-27.5% | $115,768-41.1% | $82,448-17.3% |
| Participation rate | 76.9% | 70.4%+6.5pp | 74.4%+2.5pp | 68.1%+8.9pp |
| Annual return | 71.22% | 20.61%+50.6pp | 100.46%-29.2pp | 41.64%+29.6pp |
| Employer contribution / active EE | $7,635 | $2,323+228.6% | $2,940+159.7% | $2,551+199.3% |
| Participant deferral / active EE | $14,639 | $3,972+268.6% | $4,917+197.7% | $4,139+253.7% |
| Admin fee / account holder | $7,806 | $10,249-23.8% | $12,439-37.2% | $7,234+7.9% |