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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,239 | $147,594-93.1% | $121,871-91.6% | $198,609-94.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.2%+26.8pp | 82.4%+17.6pp |
| Annual return | 13.37% | 12.94%+0.4pp | 13.57%-0.2pp | 202.70%-189.3pp |
| Employer contribution / active EE | $2,437 | $3,007-19.0% | $2,731-10.8% | $5,055-51.8% |
| Participant deferral / active EE | $2,437 | $5,168-52.8% | $4,318-43.6% | $6,977-65.1% |
| Admin fee / account holder | $6,018 | $15,134-60.2% | $11,551-47.9% | $19,030-68.4% |