See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,470 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,201 | $122,239-65.5% | $184,203-77.1% | $74,495-43.4% |
| Participation rate | 65.6% | 85.5%-19.9pp | 86.8%-21.2pp | 67.2%-1.6pp |
| Annual return | 18.05% | 19.95%-1.9pp | 28.81%-10.8pp | 1364.94%-1346.9pp |
| Employer contribution / active EE | $2,853 | $4,537-37.1% | $6,427-55.6% | $2,623+8.8% |
| Participant deferral / active EE | $5,374 | $7,139-24.7% | $9,131-41.1% | $4,346+23.7% |
| Admin fee / account holder | $419 | $1,260-66.7% | $13,901-97.0% | $1,942-78.4% |