See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,041 | $130,194-73.9% | $169,993-80.0% | $71,457-52.4% |
| Participation rate | 60.2% | 86.1%-25.9pp | 87.0%-26.8pp | 67.9%-7.7pp |
| Annual return | 21.97% | 20.37%+1.6pp | 53.37%-31.4pp | 28.85%-6.9pp |
| Employer contribution / active EE | $2,712 | $4,381-38.1% | $6,785-60.0% | $2,588+4.8% |
| Participant deferral / active EE | $4,620 | $6,923-33.3% | $10,408-55.6% | $4,289+7.7% |
| Admin fee / account holder | $335 | $966-65.4% | $12,815-97.4% | $1,587-78.9% |