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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,529 | $55,889+54.8% | $76,119+13.7% | $80,935+6.9% |
| Participation rate | 61.8% | 62.1%-0.2pp | 69.1%-7.3pp | 67.7%-5.8pp |
| Annual return | 13.23% | 20.58%-7.3pp | 361.25%-348.0pp | 35.66%-22.4pp |
| Employer contribution / active EE | $2,081 | $1,866+11.5% | $2,693-22.7% | $2,757-24.5% |
| Participant deferral / active EE | $5,985 | $3,051+96.1% | $4,259+40.5% | $4,299+39.2% |
| Admin fee / account holder | $3,167 | $5,241-39.6% | $6,421-50.7% | $6,924-54.3% |