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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,332 | $48,235+18.9% | $68,803-16.7% | $68,490-16.3% |
| Participation rate | 61.8% | 60.7%+1.1pp | 69.0%-7.2pp | 67.9%-6.1pp |
| Annual return | -18.10% | -12.70%-5.4pp | -6.37%-11.7pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,934 | $1,829+5.8% | $2,656-27.2% | $2,597-25.5% |
| Participant deferral / active EE | $4,968 | $2,867+73.3% | $3,942+26.0% | $4,028+23.3% |
| Admin fee / account holder | $1,971 | $4,361-54.8% | $4,936-60.1% | $5,403-63.5% |